Bulletins

Read updates, changes and announcements about TCF HELOCs.

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TCF is well-positioned to weather this challenge and to help your customers do the same.
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Increased Broker Compensation
TCF^® has new broker compensation for Stand-Alone HELOCs. We will now pay the broker 100 bps of the line amount, from $750 up to $1,500.
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Broker Origination Guide Update
New requirement related to complaints.
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Great news!
Self-employment income changes
Ordinary business income now allowed for 25% ownership or greater.
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Executive Message, May 2018
See a message from Michael S. Jones, EVP - Consumer Banking.
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Pricing Change, 2018
We have reduced the margin on our home equity line of credit by 25 bps
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Home Mortgage Disclosure Act, 2017
Collection of Demographic Information
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Mortgage Broker Services 2017
Changes to TCF Broker Origination Guide and Mortgage Broker Services Certification no longer required.
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Anti-money laundering, 2016
See details about our anti-money laundering and marijuana business policy.
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Second homes underwriting, 2016
Favorable underwriting changes! Now, new payments for second homes are only counted in Back End DTI.
RLU East Operations move, 2015
Effective November 4, 2015, our Relationship Lending Unit (RLU) East Operations are moving to RLU Central, located at our state-of-the-art facility in Plymouth, Minnesota.
Second homes, CA FICO scores, new states, 2015
Learn about changes related to second home eligibility, minimum FICO scores in California and newly eligible states.
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Questionnaire Not Required, 2015
The Domestic Partnership/Civil Union Questionnaire is no longer required.
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Non-citizens’ loan terms, 2015
Non-U.S. citizens who are lawful permanent or non-permanent residents receive the same loan terms as U.S. citizens.
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Broker document changes, 2013
See a list of documents that have been updated and details about the changes.
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New eligible states, 2014
We now accept loan applications for properties in Georgia, Florida and New York.
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