Current rates

Pricing & product guide

Effective Date: 11/01/2018
View pricing guide

Primary Residences (owner occupied)

    Property Type:
  • SFR, PUD, Townhomes, Condo, 1-2 units
  • Line Amounts:
  • $5,000 to $350,000 with a maximum CLTV of 89.99%
  • >$350,000 to $500,000 with a maximum CLTV of 85%
Home Equity Line Of Credit
Minimum FICO Required Purchases, Refi & Stand Alone CLTV Combined 1st & 2nd Mortgage Exposure Prime+ (margin listed below)
Minimum FICO Required Purchases, Refi & Stand Alone
730
CLTV
89.99%
Combined 1st & 2nd Mortgage Exposure
$2,000,000
Prime+ (margin listed on right)
1.24%
Minimum FICO Required Purchases, Refi & Stand Alone
730
CLTV
80.00%
Combined 1st & 2nd Mortgage Exposure
$2,000,000
Prime+ (margin listed on right)
.99%
Minimum FICO Required Purchases, Refi & Stand Alone
730
CLTV
70.00%
Combined 1st & 2nd Mortgage Exposure
$2,000,000
Prime+ (margin listed on right)
.49%
Minimum FICO Required Purchases, Refi & Stand Alone
700
CLTV
89.99%
Combined 1st & 2nd Mortgage Exposure
$1,250,000
Prime+ (margin listed on right)
1.49%
Minimum FICO Required Purchases, Refi & Stand Alone
700
CLTV
80.00%
Combined 1st & 2nd Mortgage Exposure
$1,250,000
Prime+ (margin listed on right)
.99%
Minimum FICO Required Purchases, Refi & Stand Alone
700
CLTV
70.00%
Combined 1st & 2nd Mortgage Exposure
$1,250,000
Prime+ (margin listed on right)
.49%
Minimum FICO Required Purchases, Refi & Stand Alone
680
CLTV
85.00%
Combined 1st & 2nd Mortgage Exposure
$1,250,000
Prime+ (margin listed on right)
1.74%
Minimum FICO Required Purchases, Refi & Stand Alone
680
CLTV
80.00%
Combined 1st & 2nd Mortgage Exposure
$1,250,000
Prime+ (margin listed on right)
1.24%
Minimum FICO Required Purchases, Refi & Stand Alone
680
CLTV
70.00%
Combined 1st & 2nd Mortgage Exposure
$1,250,000
Prime+ (margin listed on right)
.74%

Second Homes (owner occupied)

    Property Type:
  • SFR, PUD, Townhomes, Condos, 1-2 units
  • Line Amounts:
  • $5,000 to $250,000 with a maximum CLTV of 85%
Home Equity Line Of Credit
Minimum FICO Required Purchases, Refi & Stand Alone CLTV Combined 1st & 2nd Mortgage Exposure Prime+ (margin listed below)
Minimum FICO Required Purchases, Refi & Stand Alone
730
CLTV
85.00%
Combined 1st & 2nd Mortgage Exposure
$1,275,000
Prime+ (margin listed on right)
1.24%
Minimum FICO Required Purchases, Refi & Stand Alone
730
CLTV
80.00%
Combined 1st & 2nd Mortgage Exposure
$1,275,000
Prime+ (margin listed on right)
.99%
Minimum FICO Required Purchases, Refi & Stand Alone
730
CLTV
70.00%
Combined 1st & 2nd Mortgage Exposure
$1,275,000
Prime+ (margin listed on right)
.49%

For use by real estate professionals. Not for distribution to customers.

Equal Housing Lender