Member FDIC

TCF Bank offers competitive rates without risk. Since we are a member of the Federal Deposit Insurance Corporation (FDIC), your deposits are insured by the federal government.* There is no cost to you for this insurance.

Accounts insured by the FDIC:

  • Checking
  • Savings
  • Money Market
  • Certificates of Deposit (CDs)
  • Certain retirement plans

Accounts not insured by the FDIC:

  • Stocks
  • Bonds
  • Mutual Funds
  • Life insurance policies
  • Annuities
  • Municipal securities
  • Insurance amounts

*The Federal Deposit Insurance Corporation ("FDIC") insures deposits up to $250,000 per depositor, for each insured financial institution.

For more information about FDIC Insurance coverage, visit