HELOC Loan Submissions for Brokers

Download, complete and save HELOC Worksheet

HELOC Worksheet (TCF Doc 1017)

Compensated brokers are required to attach this document when they submit the application in the next step. We encourage you to complete the HELOC worksheet to determine eligibility and save it for future reference.

Next Step

Determine whether your company is compensated or non-compensated by entering your company NMLS.

Your company is compensated by TCF.

Download and complete the submission packet:

Broker Submission Packet

Documents you will need to upload for your loan submission include:

1003 (1st mortgage) [?]
1008 (1st mortgage)
Notice & Authorization (TCF Doc 1905) [?]
TCF HELOC Worksheet (TCF Doc 1017)
Income Verification [?]
Tri-Merge Credit Report [?]
AUS/DU/LP Findings, if obtained on first mortgage (unless
stand-alone)
Mortgage Statement [?]

Documents needed for a stand alone mortgage submission:

Post-Closing Stand Alone 2nd Mortgage Submission^[?] - see document list
Stand Alone (greater than 90 days) Mortgage Submission^[?] - see document list

Note:

Please have the borrower sign and date the Notice and Authorization included in the broker submission packet (TCF Doc 1905) and save this entire submission for future reference.

Your company is not compensated by TCF.

Download and complete the non compensated submission packet:

Non Compensated Broker Submission Packet

Documents you will need to upload for your loan submission include:

1003 (1st mortgage) [?]
1008 (1st mortgage)
Notice & Authorization (TCF Doc 1905) [?]
TCF HELOC Worksheet (TCF Doc 1017)
Income Verification [?]
Tri-Merge Credit Report [?]
AUS/DU/LP Findings, if obtained on first mortgage (unless
stand-alone)
Mortgage Statement [?]

Documents needed for a stand alone mortgage submission:

Post-Closing Stand Alone 2nd Mortgage Submission^[?] - see document list
Stand Alone (greater than 90 days) Mortgage Submission^[?] - see document list

Note:

Please have the borrower sign and date the Notice and Authorization included in the broker submission packet (TCF Doc 1905) and save this entire submission for future reference.

Your company is not listed in our system. Please contact our Business Development Manager above for help.

Next Step

Select the state where property is located.

Here are your fees

You are required to provide the borrower with any disclosures under state or federal law related to application of HELOC. This may include, but is not limited to, any mortgage fee disclosures or agreements.

$75.00 annual maintenance fee
Borrower pays TCF loan origination charge of $295 and third party settlement charges

Next Step

* All fields are required.

Enter the information below and upload your documents to begin the loan submission process.

Prefer to email your loan application? Email all of your documents for the initial submission process to .

Company NMLS Number *

Loan Originator First Name *

Loan Originator Last Name *

Loan Originator Email *

Borrower First Name *

Borrower Last Name *

Is this a new submission or are you submitting additional documents? *

New Submission

Additional Documents

Make sure to upload all of your documents for the submission process.

Documents you will need to attach to the submission packet include:

Appraisal from 1st Mortgage [?]
Purchase Agreement (if applicable)
Mortgage Broker-provided Final 1003 or Closing Disclosure
Mortgage Broker-provided Final 1008 or Closing Disclosure
Title commitment or preliminary title report from 1st Mortgage
Hazard Insurance Binder [?]
Earthquake Insurance Binder [?]
Final Inspection/Certificate of Completion (if applicable)

Note:

Please have the borrower sign and date the Notice and Authorization included in the broker submission packet (TCF Doc 1905) and save this entire submission for future reference.

Drag your files from a location on your computer into the box below. Or click the "Browse Files" button to search for your files on your computer for upload. You may upload as many files as you like but make sure the total does not exceed 100MB in size. TCF accepts the following file types: PDF, Word, Excel, .jpg, .jpeg, .png, .tiff, .gif, .xml, .env, and .fnm.

Drag & drop files for upload here, orBrowse files

If you have any additional comments, please include them below.

Please check the reCAPTCHA box.

Once you're finished with the form above and uploading your documents, click the "Submit" button.

Need help with the submission process? Contact your Business Development Manager listed above.

HELOC Loan Submission for TCF RLU

Select Location of Loan Originator